10 Best Money Podcasts To Level Up Your Money Game

Let me be real with you,most people scroll through social media, watch Netflix, or listen to celebrity gossip when they have free time. But what if I told you that you could transform your financial life just by plugging in your earbuds during your commute? 🙂 Here’s the thing: podcasts about money aren’t just background noise anymore. They’re actually becoming one of the most powerful tools for building wealth, and honestly, ignoring them is leaving money on the table.

I’ve spent years studying personal finance, and one pattern I’ve noticed is that successful people constantly consume financial education. They read books, take courses, and yes,they listen to podcasts. The beauty? You don’t need to spend thousands of dollars on fancy financial courses. The best money podcasts deliver expert-level knowledge for free. All you need is 15 to 60 minutes of your time.

In this guide, I’m walking you through the 10 money podcasts that actually moved the needle for me and countless others. Whether you’re drowning in debt, trying to build passive income, or just want to stop feeling clueless about your finances, there’s a podcast here for you.

What Are Some Good Podcasts About Money?

Before we jump into the list, let me clarify what makes a money podcast actually worth your time. Not all financial podcasts are created equal. Some are filled with fluff and vague advice. The ones that matter? They provide actionable strategies you can implement today.

The best money podcasts share a few things in common:

• Hosts with real expertise (not just someone who read a finance book once)
• Practical takeaways you can use in your real life
• Diverse topics covering debt, investing, side hustles, and wealth-building
• Engaging storytelling that keeps you interested beyond episode five

You’ll find podcasts that focus on specific niches,like side hustles, women’s finances, or early retirement,but the core purpose remains the same: helping you level up your financial game.

Where Can I Find Money Podcasts?

Here’s the good news: finding quality financial podcasts is incredibly easy. You’ve probably got access to multiple platforms right now without even realising it.

Most popular platforms include:

• Spotify – One of the easiest places to search and discover new shows. Just type “money podcasts” or search for specific titles
• Apple Podcasts – If you’re in the Apple ecosystem, this is your go-to
• YouTube – Many podcast hosts upload their episodes here, too
• Podbean – Several of our recommended podcasts host episodes here directly
• Podcast apps – RSS readers and dedicated podcast apps let you customise your feed exactly how you want it

FYI, most of these platforms are completely free. You don’t need a premium subscription to access solid financial education. Just download your favourite app, search for the podcast, and hit subscribe.

Benefits Of Listening To Money Podcasts

You might be wondering: “Why should I add another thing to my already packed schedule?” Let me show you exactly why this investment of time pays dividends.

Money Podcasts Will Motivate You To Save Money

Here’s something that most financial advice gets wrong: saving money isn’t just about willpower. It’s about inspiration and community. When you listen to someone’s story about how they eliminated $100,000 in debt or built their first $10,000 emergency fund, something shifts. You start believing it’s possible for you, too.

I can’t tell you how many people I’ve talked to who started listening to money podcasts and suddenly had the motivation to cut unnecessary subscriptions, redirect that money to savings, and stick with it. The hosts remind you constantly that saving isn’t about deprivation,it’s about priority. When you hear this message repeatedly from credible people, it sticks.

One podcast listener told me that after six months of listening to financial podcasts while driving to work, she had saved enough for a three-month emergency fund. Three months! That wasn’t complicated investment advice; that was motivation meeting action.

You Will Get Ideas For Wise Investments

Here’s where things get exciting. Not all investment advice is created equal, and one major benefit of listening to money podcasts is exposure to diverse investment opportunities and strategies.

Podcast hosts interview successful investors, entrepreneurs, and financial planners who share their actual playbooks. You’ll learn about:

• Real estate investment strategies (beyond just buying rental properties)
• Stock market investing for beginners
• Index funds and ETF strategies
• Business investments and entrepreneurship
• Alternative investments like peer-to-peer lending

The coolest part? Many hosts break down complex investment concepts into language a fifth-grader could understand. IMO, this demystification is worth more than a $300 financial planning session. You get exposure to ideas you never would’ve discovered on your own, which means you can make smarter decisions about where to grow your wealth.

Many Of Your Questions Would Be Answered

Think you’re the only person wondering how to budget with irregular income or when to start investing? You’re not. Every financial question you have, hundreds of podcast listeners have asked the same thing.

The beauty of these shows is that hosts tackle real listener questions constantly. You’ll find answers to concerns like:

• “How do I start investing with only $100?”
• “Should I pay off debt or invest?”
• “How much should I actually have saved by age 30, 40, or 50?”
• “Can I retire early?”
• “How do I handle money arguments with my spouse?”

You might get your specific answer directly, or you might hear something similar that applies to your situation. Either way, you walk away with clarity instead of confusion.

Money Podcasts Will Improve Your Money Mindset

Real talk,most people’s money struggles are mental, not mathematical. Your money mindset determines your financial outcomes way more than your salary does.

When you consume financial education regularly, something remarkable happens. You stop thinking “I can never save money” and start thinking “I haven’t found the right strategy yet.” You stop seeing budgeting as deprivation and start seeing it as a tool for achieving what matters to you. And you begin building confidence in your ability to handle money.

I’ve worked with people making $30,000 a year who built wealth because they had the right mindset, and people making $300,000 who stayed broke because they didn’t. The difference? Education and daily exposure to better thinking. These podcasts are like having a financial coach in your ear every single day, and they cost absolutely nothing.

Money Podcasts Will Help You Retire Successfully

Here’s a question that should scare you: How much money do you actually need to retire? Most people have no idea. They’re just hoping Social Security will cover it, and that’s a recipe for disaster.

Many top-tier money podcasts dedicate significant airtime to retirement planning. Hosts discuss:

• How much you actually need saved to retire comfortably
• Different retirement account types (401k, IRA, Roth IRA, etc.)
• Strategies for accelerating your retirement timeline
• How to make your money last in retirement
• Healthcare planning and other retirement gotchas

The people who retire successfully aren’t just lucky. They’re informed. They started planning years in advance, understood their options, and made intentional decisions. By listening to these podcasts, you’re essentially accessing the same retirement planning knowledge that financial advisors charge thousands of dollars to provide.

10 Best Money Podcasts To Get Your Finances Together

Alright, here we go. These are the podcasts that will actually transform how you think about money.

1. DIY Money

Hosts: Quint Tatro and Daniel Czulno

Sometimes the best financial advice comes in small packages. DIY Money proves this perfectly. These two hosts tackle everything personal finance-related in just 15 minutes per episode. Sounds too short? It’s not. They’ve basically turned efficiency into an art form.

What you’ll learn:

• Practical strategies for managing debt without overwhelming yourself
• Tax implications you actually need to know (and how to minimise what you owe)
• Insurance decisions that protect your wealth
• How to handle money with your spouse or partner

The real value here is that Quint and Daniel don’t waste time. They’re not here to tell you a 20-minute story about their financial journey. They’re here to give you actionable information you can implement immediately. Listen to one episode on your lunch break and try one thing they suggested by next week. That’s the DIY Money approach.

2. Millennial Investing

Host: Robert Leonard

Don’t let the title fool you. Millennial Investing isn’t just for millennials (though it definitely speaks to that generation). This podcast is for anyone who feels intimidated by investing and needs someone to explain it like they’re a human, not a finance textbook.

Robert Leonard has this rare ability to make complex investing concepts sound simple. He breaks down financial jargon and replaces it with language actual people use. He interviews successful investors and entrepreneurs from different industries, asking them specifically how they made wealth and what they’d do differently if they started over.

Here’s what makes it special:

• Stories from real investors (not hypothetical scenarios)
• Practical investing strategies for beginners
• A focus on building wealth through intelligent decision-making
• Episodes that cover broader personal finance topics, too

If you’ve ever felt lost listening to investing podcasts because they assume you already know what a “derivative” is, this show fixes that problem. Robert doesn’t assume anything except that you want to learn.

3. ChooseFI / Financial Independence Podcast

Hosts: Jonathan Mendonsa & Brad Barrett

ChooseFI is for people who aren’t just interested in saving money; they want financial freedom. Big difference.

Yes, episodes run about an hour, and yes, that’s a commitment. But here’s why it’s worth it: these episodes are packed with substance. Jonathan and Brad interview financial advisors, entrepreneurs, and people who’ve achieved financial independence. They dig deep into each guest’s specific strategies, asking the real questions you’d ask if you were sitting across the table from them.

You’ll hear:

• How ordinary people left their jobs and still made it financially
• Specific strategies for accelerating financial independence
• Different pathways to freedom (you don’t need to follow just one formula)
• Deep dives into real estate, business, investing, and more

The Financial Independence community loves this show for good reason. It’s inspiring but grounded in reality. The hosts acknowledge that financial independence looks different for everyone, and they explore those differences thoroughly.

4. Ditch The Suits

Hosts: Steve Campbell and Travis Maus

Want to know what separates Ditch The Suits from other money podcasts? Thoughtful conversation. Steve and Travis don’t rush through topics. They explore them from different angles, which means you get a more complete picture.

This show launched in 2021 with a specific mission: to help people who feel overwhelmed by financial planning. They cover topics like:

• Retirement preparation (step-by-step, not overwhelming)
• Setting and achieving financial goals
• Wealth management strategies
• Practical personal finance concepts

What I appreciate most is their ability to make serious topics feel approachable. Retirement planning sounds boring until Steve and Travis explain why it matters and how to do it. Financial goal setting sounds like corporate jargon until they show you how it applies to your actual life. Each episode is around 15 minutes, making them perfect for a morning commute.

5. The Dave Ramsey Show

Host: Dave Ramsey

Let’s be honest,The Dave Ramsey Show is the heavyweight champion of money podcasts. Dave Ramsey has been helping millions of people get their finances in order for decades, and his podcast extends that mission to anyone with an internet connection.

His speciality? Getting people out of debt. Dave’s Baby Steps program isn’t complicated, but it works. He provides concrete strategies and action steps that ordinary people can follow immediately.

What makes his show worth your time:

• No-nonsense advice without judgment
• Real-life caller stories (his interviews are raw and emotional)
• Clear action steps you can implement today
• Conversations with successful entrepreneurs and experts

I won’t pretend Dave Ramsey’s approach is for everyone. Some people find his intensity motivating; others find it aggressive. But if you’ve ever felt stuck in debt or overwhelmed by financial decisions, listening to someone provide such clear direction can be incredibly valuable. His show has inspired millions to take control of their money, and the results speak for themselves.

6. Radical Personal Finance

Host: Joshua Sheats

If you want deeper financial knowledge, Joshua Sheats has built an incredible resource in Radical Personal Finance. Joshua is a certified financial planner, and it shows. He brings expertise but maintains accessibility.

His core mission? Help people achieve financial freedom in less than 10 years while maintaining a comfortable lifestyle. That’s not a gimmick,it’s backed by real financial planning strategies.

Here’s what you’ll discover:

• How to think like wealthy people think
• Advanced investing strategies explained clearly
• Tax optimisation (legally keeping more of what you earn)
• Real estate and business as wealth-building tools
• Personal finance decision-making frameworks

Joshua’s show is deeper and more sophisticated than some others on this list, but not in a pretentious way. He assumes you’re serious about improving your finances and gives you information accordingly. If you’re tired of basic money tips and ready for advanced knowledge, this is your show.

7. Money For The Rest Of Us

Host: J. David Stein

Money For The Rest Of Us takes a specific angle: How do you create passive income and build wealth through smart systems? Host J. David Stein, a former investment strategist, explores this question in depth.

Here’s what makes this show different:

• A focus on creating money systems instead of just earning more
• Each episode dives into one specific topic completely (no jumping around)
• Explanations of how the financial world actually works (not just theory)
• Practical strategies for identifying and seizing opportunities

Money For The Rest Of Us appeals to people who want to understand the “why” behind financial strategies, not just the “what.” Episodes run about 25 minutes, giving you enough depth without overwhelming your schedule. If you’ve ever wondered how other people seem to make money while they sleep, this podcast explores the systems that make that possible.

8. The Side Hustle Show

Host: Nick Loper

Here’s a real question: What if your current job is just funding your lifestyle, but your side hustle funds your dreams?

The Side Hustle Show is specifically for people working 9-5 who want to boost cash flow through a secondary income stream. Nick Loper interviews people who’ve built actual side hustles and succeeded. You’ll learn:

• Specific side hustle ideas you can start this week
• How to identify which hustle is right for you
• How to scale once you’ve found something that works
• Real numbers (how much people actually earned)
• Common mistakes to avoid

Each 30-minute episode focuses on a relevant topic. Nick keeps things practical and actionable. If you’ve been thinking, “I could make extra money if I just knew where to start,” this show answers that question with real examples from real people. 🙂

9. Her Money Podcast

Host: Jean Chatzky

Financial success shouldn’t depend on your gender, but Her Money Podcast recognises that women often face unique financial situations. Jean Chatzky, a seasoned personal finance expert, created this show specifically for women who want financial independence and security.

Why a separate show? Because women often have different financial concerns:

• Wage gap and negotiating salary
• Career breaks and how they affect long-term wealth
• Solo financial decision-making
• Building confidence in financial matters

Jean brings authority and relatability. She shares her own experiences while teaching proven financial strategies. Women connect with her differently because she’s navigated these challenges too. Listening to someone who understands your specific context can be incredibly powerful.

The podcast covers everything,saving, investing, managing money,but from a perspective that acknowledges women’s actual financial lives.

10. Bigger Pockets Money

Hosts: Mindy Jensen and Scott Trench

Bigger Pockets Money takes a comprehensive approach to financial freedom. Mindy and Scott interview successful leaders, entrepreneurs, and experts, focusing specifically on topics that lead to financial independence.

Here’s what they cover:

• Advanced saving strategies
• Multiple income streams
• Smart spending (quality of life without waste)
• Real estate and business investing
• Early retirement planning
• Practical debt payoff strategies

Each episode runs about an hour, giving you plenty of time to understand concepts thoroughly. Mindy and Scott have a great dynamic; they ask thoughtful questions from different perspectives. One episode might focus on how someone built wealth through real estate; the next covers how someone achieved financial independence through aggressive saving and investing.

The breadth of knowledge across episodes means you’ll likely find multiple strategies that apply to your situation. That’s the power of their interview format combined with their extensive library.

Final Thoughts

Let’s be real,your financial life is too important to leave to chance. These 10 podcasts offer world-class financial education for free. You don’t need to binge them all; just start where you are. Beginners? Try The Dave Ramsey Show or DIY Money. Want deeper investing insights? Millennial Investing or Radical Personal Finance. Chasing independence? Go for ChooseFI or BiggerPockets Money.

Don’t overthink it,pick one, listen to a few episodes, and see what clicks. People who consistently learn from financial podcasts make smarter money moves, avoid costly mistakes, and feel more in control. The more you listen, the clearer your financial path becomes.

So, subscribe today. Listen on your commute, during workouts, or while cooking. In a few weeks, you’ll notice your mindset shifting,and in a few months, your finances too. That’s the quiet power of consistent education. Start now.