155 Making Money Quotes To Inspire You To Get Rich
Ever stared at your bank account and thought, “There’s gotta be a better way”? Yeah, me too. 🙂
Look, I’ve spent years studying finance, got the degrees to prove it, but honestly? Some of the best financial wisdom I’ve ever encountered didn’t come from textbooks. It came from quotes by people who actually built wealth from scratch.
Here’s the thing: quotes aren’t just pretty words to slap on your Instagram story. They’re condensed wisdom from people who’ve walked the path you’re trying to navigate. When Warren Buffett drops a one-liner about investing, that’s decades of experience packed into a single sentence.
When Robert Kiyosaki talks about serving people to get rich, he’s giving you the blueprint he used to build his empire.
In this article, I’m sharing 155 making money quotes that have literally changed how I think about wealth. Some will hit you like a ton of bricks. Others might make you chuckle. But all of them? They’re worth thinking about.
Ready to upgrade your money mindset? Let’s get into it.
What Is The Most Famous Making Money Quote Of All Time?
This is like asking who makes the best pizza; everyone’s got an opinion, right?
But if I had to pick one that consistently pops up in finance circles, it’s Robert Kiyosaki’s gem: “If you want to be rich, serve more people.” This quote flips the entire “get rich quick” narrative on its head.
You don’t get wealthy by hoarding or scheming. You build wealth by solving problems for others. The bigger the problem you solve, the more people you help, the richer you become. Simple math.
Another heavyweight contender? Benjamin Franklin’s classic: “An investment in knowledge pays the best interest.” As someone who’s dropped thousands on courses and certifications, I can vouch for this one.
The ROI on education is infinite. You can lose money in the stock market. Your business might tank. But nobody can repossess the knowledge in your head.
FYI, these quotes aren’t just motivational fluff. They’re operating principles that wealthy people actually live by. When you internalise them, your entire approach to money shifts.
155 Making Money Quotes To Inspire You To Get Rich
Let me be straight with you, reading quotes won’t magically fill your bank account. But understanding the mindset behind them? That’s where the magic happens.
I’ve organised these quotes into categories so you can focus on what resonates most with your current situation. Whether you’re just starting your wealth-building journey or you’re looking to level up, there’s something here for everyone.
Quotes About Making Money
These quotes tackle the fundamentals of wealth-building. They’re about shifting your perspective from earning a paycheck to creating lasting prosperity.
1. Wealth consists not in having great possessions, but in having few wants. –Epictetus
Epictetus just delivered a masterclass in financial psychology. Most people think they need more money, but really? They need fewer expenses. I’ve seen people making six figures who are broke than college students because they’re trapped in lifestyle inflation. Cut your wants, and suddenly you’re wealthy on any income.
2. A wise person should have money in their head, but not in their heart. –Jonathan Swift
Money makes a terrible god but an excellent tool. The moment you start worshipping it, you become its slave. Keep it in your head as a strategic resource, not in your heart as your identity.
3. Every day is a bank account, and time is our currency. No one is rich, no one is poor, we’ve got 24 hours each. –Christopher Rice
Time is the ultimate equaliser. Elon Musk has 24 hours. You have 24 hours. The difference? How you invest those hours. Are you trading time for money, or building systems that make money while you sleep?
4. It’s how you deal with failure that determines how you achieve success. –David Feherty
Every wealthy person I’ve studied has one thing in common: they failed. A lot. The difference is they didn’t quit. They analysed what went wrong, adjusted, and tried again. Failure isn’t the opposite of success; it’s part of the process.
5. Frugality includes all the other virtues. –Cicero
Being frugal doesn’t mean being cheap. It means being intentional with your resources. When you master frugality, you develop discipline, patience, and strategic thinking, all essential for building wealth.
6. An investment in knowledge pays the best interest. –Benjamin Franklin
I mentioned this earlier, but it bears repeating. Education isn’t an expense; it’s an investment. Master negotiation, and you’ll earn more in salary discussions. Learn about investing, and you’ll grow your wealth faster. Learn marketing, and you’ll build profitable businesses.
7. I will tell you the secret to getting rich on Wall Street. You try to be greedy when others are fearful. And you try to be fearful when others are greedy. –Warren Buffett
This is contrarian investing 101. When everyone’s panicking and selling, that’s when smart money buys. When everyone’s euphoric and buying, that’s when smart money takes profits. Going against the crowd isn’t comfortable, but it’s profitable.
8. Too many people spend money they earned to buy things they don’t want, to impress people they don’t like. –Will Rogers
Ouch. This one stings because it’s so accurate. That luxury car lease? The designer clothes? The expensive vacations posted on social media? If you’re doing it for validation rather than genuine enjoyment, you’re playing a losing game.
9. Opportunity is missed by most people because it is dressed in overalls and looks like work. –Thomas Edison
Most opportunities don’t look glamorous. They look like grunt work. They look like 5 AM wake-ups and weekends spent learning new skills. People want the results without the process. That’s why they miss opportunities hiding in plain sight.
10. What we really want to do is what we are really meant to do. When we do what we are meant to do, money comes to us, doors open for us, we feel useful, and the work we do feels like play to us. –Julia Cameron
Find your zone of genius, that intersection of what you love, what you’re good at, and what people will pay for. When you operate in that space, making money stops feeling like work.
11. I never attempt to make money on the stock market. I buy on the assumption that they could close the market the next day and not reopen it for ten years. –Warren Buffett
This is long-term investing philosophy distilled. Buffett doesn’t speculate; he invests in businesses he understands and believes will thrive over decades. The stock market isn’t a casino; it’s an ownership platform.
12. Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time. –Johann Wolfgang von Goethe
Ever notice how people suddenly become budget-conscious when their account hits zero? Or how they suddenly value time when they’re facing a deadline? Manage both resources proactively, not reactively.
13. Formal education will make you a living; self-education will make you a fortune. –Jim Rohn
My degree got me my first job. But my self-education, the books I read, the courses I took, the mentors I found, that’s what multiplied my income. Schools teach you to be an employee. Self-education teaches you to be wealthy.
14. Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this. –Dave Ramsey
The wealth formula is stupidly simple: Earn more than you spend. Invest the difference. Repeat. Yet most people violate this basic principle and wonder why they’re broke.
15. It is not the man who has too little, but the man who craves more, that is poor. –Seneca
Poverty is a mindset, not just a bank balance. I’ve met people with millions who feel poor because they constantly compare themselves to billionaires. Contentment doesn’t mean complacency; it means appreciating what you have while building more.
Want more quotes? I’ve got plenty.
16. It’s not the employer who pays the wages. Employers only handle the money. It’s the customer who pays the wages. –Henry Ford
This reframes everything about employment. Your employer isn’t doing you a favour by paying you. They’re redistributing money that customers paid them. Understanding this helps you realise your real worth comes from the value you create for customers.
17. You can only become truly accomplished at something you love. Don’t make money your goal. Instead, pursue the things you love doing, and then do them so well that people can’t take their eyes off you. –Maya Angelou
Chase excellence, and money follows. Chase money, and you’ll probably end up mediocre and miserable. Find something you love enough to master, then monetise that mastery.
18. Buy when everyone else is selling and hold until everyone else is buying. That’s not just a catchy slogan. It’s the very essence of successful investing. –J. Paul Getty
Market psychology in one sentence. Fear creates buying opportunities. Greed creates selling opportunities. Most investors get this backwards and wonder why they lose money.
19. How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case. –Robert G. Allen
Savings accounts are for emergency funds, not wealth building. With interest rates barely keeping up with inflation, you’re essentially losing money in real terms. Build wealth through investments, business ownership, or real estate.
20. I made my money the old-fashioned way. I was very nice to a wealthy relative right before he died. –Malcolm Forbes
Okay, this one’s pure sarcasm, but it highlights an important point. Some people inherit wealth. Most don’t. If you’re reading this, you’re probably building wealth from scratch. Which is actually more impressive, IMO.
21. The real measure of your wealth is how much you’d be worth if you lost all your money. –Anonymous
Strip away the bank account. What’s left? Your skills, knowledge, relationships, health, and character are your real assets. Money can be lost, but these can’t be taken from you.
22. Money is a terrible master but an excellent servant. –P.T. Barnum
Control your money, or it controls you. When money’s your master, you make desperate decisions. When it’s your servant, you make strategic ones.
23. Try to save something while your salary is small; it’s impossible to save after you begin to earn more. –Jack Benny
Lifestyle inflation is real. People think they’ll save when they earn more, but expenses magically expand to match income. Build the savings habit now, regardless of how much you earn.
24. The individual investor should act consistently as an investor and not as a speculator. –Ben Graham
Graham, Buffett’s mentor, preaches patience. Investors buy assets for long-term value. Speculators gamble on short-term price movements. Guess which one builds lasting wealth?
25. You must gain control over your money, or the lack of it will forever control you. –Dave Ramsey
Financial stress doesn’t disappear by ignoring it. It disappears by confronting it, creating a plan, and executing consistently. Take control, or live in perpetual anxiety.
26. Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas. –Paul Samuelson
Boring investing wins. Exciting investing usually means you’re gambling. If your investment strategy involves checking prices hourly and riding emotional roller coasters, you’re doing it wrong.
27. Every time you borrow money, you’re robbing your future self. –Nathan W. Morris
Debt is literally stealing from your future. That credit card purchase feels good now, but in the future, you have to earn that money plus interest. Be kind to your future self.
28. Rich people have small TVs and big libraries, and poor people have small libraries and big TVs. –Zig Ziglar
How you spend your time determines your trajectory. Entertainment consumes time. Education invests in it. Choose wisely.
29. Never spend money before you have it. –Thomas Jefferson
Credit cards make this so tempting, right? But spending money you don’t have is playing financial Russian roulette. Live below your means, always.
30. The stock market is filled with individuals who know the price of everything but the value of nothing. –Phillip Fisher
Price is what you pay. Value is what you get. Most investors obsess over price movements without understanding the underlying value. That’s why they lose.
31. It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for. –Robert Kiyosaki
High income doesn’t equal wealth. A doctor making $500K who spends $480K is less wealthy than a teacher making $60K who invests $20K annually. It’s about retention and multiplication, not acquisition.
32. If you don’t value your time, neither will others. Stop giving away your time and talents. Value what you know & start charging for it. –Kim Garst
Undercharging is a form of self-sabotage. When you undervalue yourself, clients treat you accordingly. Know your worth and charge it.
Powerful Making Money Quotes
These quotes pack a serious motivational punch. They’re the ones that make you want to close this article and start building immediately.
1. Wealth is not his that has it, but his that enjoys it. –Benjamin Franklin
What’s the point of having millions if you’re too stressed, sick, or busy to enjoy it? Build wealth that enhances your life, not consumes it.
2. We make a living by what we get, but we make a life by what we give. –Winston Churchill
The wealthiest people I know are also the most generous. Not because they have more to give, but because giving is part of their abundance mindset. Generosity attracts more prosperity.
3. Wealth, after all, is a relative thing since he that has little and wants less is richer than he that has much and wants more. –Charles Caleb Colton
Comparison kills contentment. Someone always has more. Focus on your own definition of wealth and stop measuring yourself against others.
4. A successful man can lay a firm foundation with the bricks others have thrown at him. –David Brinkley
Criticism, rejection, and obstacles? They’re building materials. Use them to construct something better instead of letting them break you.
5. Don’t tell me what you value; show me your budget, and I’ll tell you what you value. –Joe Biden
Your spending habits reveal your priorities better than your words ever could. Look at your bank statement. What story does it tell?
6. Let him who would enjoy a good future waste none of his present. –Roger Babson
Your financial future is being created by today’s decisions. Every dollar wasted, every hour squandered, that’s your future prosperity you’re sacrificing.
7. Twenty years from now, you will be more disappointed by the things that you didn’t do than by the ones you did do. –Mark Twain
Regret hurts worse than failure. That business idea? That investment opportunity? That side hustle? Future you will thank you for trying, even if you fail.
8. The successful warrior is the average man, with laser-like focus. –Bruce Lee
You don’t need to be a genius. You need focus. Most people fail because they’re distracted, not because they lack ability. Pick one thing and commit.
9. Develop success from failures. Discouragement and failure are two of the surest stepping stones to success. –Dale Carnegie
Every failure teaches you what doesn’t work, bringing you closer to what does. Embrace the education.
10. Don’t let the fear of losing be greater than the excitement of winning. –Robert Kiyosaki
Fear-based decisions keep you poor. Opportunity-based decisions build wealth. Which emotion is driving your choices?
11. Let no feeling of discouragement prey upon you, and in the end, you are sure to succeed. –Abraham Lincoln
Persistence beats talent. Consistency beats intensity. Keep showing up, especially when it’s hard.
12. If your ship doesn’t come in, swim out to meet it! –Jonathan Winters
Stop waiting for opportunities to find you. Hunt them down. Create them. Nobody’s coming to save you financially; you’re your own rescue party.
13. A real entrepreneur is somebody who has no safety net underneath them. –Henry Kravis
Comfort kills ambition. Sometimes you need to burn the boats and commit fully. Calculated risks, not reckless ones, but risks nonetheless.
14. People often say that motivation doesn’t last. Well, neither does bathing – that’s why we recommend it daily. –Zig Ziglar
This quote makes me laugh every time. :/ Motivation is a daily practice, not a one-time event. Feed your mind constantly.
15. As long as you’re going to be thinking anyway, think big. –Donald Trump
Small thinking produces small results. Big thinking produces big results. Same amount of mental energy, radically different outcomes.
16. Success is walking from failure to failure with no loss of enthusiasm. –Winston Churchill
Enthusiasm is underrated. It’s the fuel that keeps you going when logic says quit. Guard it fiercely.
17. The only place where success comes before work is in the dictionary. –Vidal Sassoon
There are no shortcuts. Anyone selling you one is lying. Success requires work, smart work, consistent work, but work nonetheless.
18. If plan A fails, remember there are 25 more letters. –Chris Guillebeau
Flexibility is a superpower. Rigidity is a weakness. Adapt, pivot, iterate. Just don’t quit.
19. The Stock Market is designed to transfer money from the Active to the Patient. –Warren Buffett
Short-term traders (active) lose money to long-term investors (patient). The market rewards patience and punishes impatience.
20. I’m only rich because I know when I’m wrong…I basically have survived by recognising my mistakes. –George Soros
Ego kills wealth. Admitting mistakes quickly minimises losses. Staying wrong because you’re stubborn? That’s how you go broke.
21. Persist – don’t take no for an answer. If you’re happy to sit at your desk and not take any risk, you’ll be sitting at your desk for the next 20 years. –David Rubenstein
Comfort equals stagnation. Risk equals growth. You don’t have to bet the farm, but you do have to take calculated risks to advance financially.
22. When buying shares, ask yourself, would you buy the whole company? –Rene Rivkin
This changes your investment perspective entirely. If you wouldn’t own the entire business, why own a piece of it?
23. If you have trouble imagining a 20% loss in the stock market, you shouldn’t be in stocks. –John Bogle
Risk tolerance isn’t about what you say, it’s about what you can actually stomach. Be honest with yourself about your psychological limits.
24. My old father used to have a saying: If you make a bad bargain, hug it all the tighter. –Abraham Lincoln
Doubling down on mistakes is natural but destructive. Know when to cut losses and move on.
25. I’d like to live as a poor man with lots of money. –Pablo Picasso
Keep the simplicity and contentment of modest living while building wealth. Don’t let money corrupt your character or values.
26. If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed. –Edmund Burke
Financial independence isn’t about the amount; it’s about control. A millionaire enslaved by lifestyle inflation is poorer than a frugal person with modest savings.
27. The best thing money can buy is financial freedom. –Rob Berger
Freedom to choose your schedule. Freedom to say no. Freedom to pursue passion projects. That’s what money really buys, optionality.
28. My formula for success is to rise early, work late, and strike oil. –JP Getty
Hard work plus luck equals success. You can’t control the luck part, but you can maximise the hard work part to increase your odds.
29. Money is a product of problems solved. –Anonymous
Want more money? Solve bigger problems. Or solve more problems. Or solve problems for more people. It’s that simple.
Inspiring Money-Making Quotes
Need a dose of inspiration? These quotes will remind you why building wealth matters and how it’s absolutely achievable.
1. Many folks think they aren’t good at earning money, when what they don’t know is how to use it. –Frank A. Clark
Financial literacy is the real skill gap. Most people can earn decent money, but they just don’t know how to manage, save, or invest it properly.
2. I learned that lack of money erodes self-respect, and a noble dignity arises from earning a living. –John Soforic
Financial dependence damages your psychology. Self-sufficiency builds confidence and dignity. There’s deep psychological value in earning your own way.
3. The accumulation of money is the fruition of a strong purpose that endures despite the obstacles. –John Soforic
Wealth isn’t accidental. It’s the result of clear purpose and relentless execution. Know your why, then persist.
4. Money is usually attracted, not pursued. –Jim Rohn
Become valuable, and money follows. Chase money directly, and it eludes you. Focus on developing skills and serving people; money becomes the byproduct.
5. Only buy something that you’d be perfectly happy to hold if the market shuts down for ten years. –Warren Buffett
Long-term thinking eliminates speculation. If you can’t hold it for a decade, you shouldn’t buy it for a day.
6. Never complain about your troubles; they are responsible for more than half of your income. –Robert R. Updegraff
Problems are opportunities in disguise. The bigger the problem you solve, the more you can charge.
7. Trade money for time, not time for money. You’re going to run out of time first. –Naval Ravikant
This is the wealth equation modern people miss. Don’t sell hours for dollars. Build systems, assets, and leverage that buy back your time.
8. Listen before you speak. Think before you write. Earn before you spend. Investigate before you invest. Wait before you criticise. Forgive before you pray. Try before you quit. Save before you retire. Give before you die.–William A. Ward
Life principles that apply directly to money management. Sequence matters.
9. The money you make is a symbol of the value you create. –Idowu Koyenikan
Your income is a report card on the value you’re providing to the marketplace. Want higher grades? Create more value.
10. Making money isn’t hard in itself… What’s hard is to earn it by doing something worth devoting one’s life to. –Carlos Ruiz Zafon
Anyone can make money doing something miserable. The real challenge is building wealth while doing something meaningful. That’s the sweet spot.
11. Rich people believe “I create my life”. Poor people believe “Life happens to me.” –T. Harv Eker
Victim mindset versus creator mindset. One builds wealth. The other complains about its absence.
12. Waste your money and you’re only out of money, but waste your time and you’ve lost a part of your life. –Michael Leboeuf
Money can be earned back. Time can’t. Protect your time more jealously than your wallet.
13. Money is 80% behaviour, 20% head knowledge. It’s what you do, not what you know. –Dave Ramsey
Financial success isn’t about complex strategies. It’s about the consistent execution of simple principles. Knowledge without action is worthless.
14. Lack of money is no obstacle. Lack of an idea is an obstacle. –Ken Hakuta
Being broke isn’t the problem; being uncreative is. Ideas are the real currency. Money just helps execute them faster.
15. That man is richest whose pleasures are cheapest. –Henry David Thoreau
Expensive tastes create expensive requirements. Simple pleasures create freedom. Choose wisely.
16. To get rich, you have to be making money while you’re asleep. –David Bailey
Active income has a ceiling. Passive income doesn’t. Build systems that work without you.
17. Stop buying things you don’t need, to impress people you don’t even like. –Suze Orman
Social media has made this worse. Everyone’s performing wealth they don’t have for an audience that doesn’t care. Opt out of this expensive game.
18. I don’t pay good wages because I have a lot of money; I have a lot of money because I pay good wages. –Robert Bosch
Investing in people creates loyalty and productivity, which generates more money. Cheapness backfires.
19. I make myself rich by making my wants few. –Henry David Thoreau
Minimalism isn’t deprivation, it’s liberation. The fewer things you need, the richer you feel.
20. Money is a funny thing…the more you worry about it, the less you have. The less you care, the more you have. –Anonymous
Desperation repels money. Confidence attracts it. Manage money strategically, not emotionally.
21. Both poverty and riches are the offspring of thought. –Napoleon Hill
Your financial reality starts in your mind. Change your thoughts, change your bank account.
22. Don’t just make money, make a difference. –Grant Cardone
Purpose-driven wealth building is more sustainable and satisfying than pure profit pursuit.
23. It’s simple arithmetic: Your income can grow only to the extent that you do. –T. Harv Eker
Personal development equals financial development. Invest in yourself first.
24. Put all good eggs in one basket and then watch that basket. –Andrew Carnegie
Contrary to popular advice, focused effort often beats diversification. Master one thing deeply.
25. Money moves from those who do not manage it to those who do. –Dave Ramsey
Mismanaged money finds its way to disciplined hands. Be the disciplined one.
26. There is nothing wrong with people possessing riches. The wrong comes from people possessing people. –Billy Graham
Own your money. Don’t let it own you. Maintain perspective and values regardless of net worth.
27. There is a gigantic difference between earning a great deal of money and being rich. –Marlene Dietrich
High income with high expenses equals broke. Moderate income with low expenses equals wealth. Math doesn’t care about your salary.
28. Wealth is not about having a lot of money; it’s about having a lot of options. –Chris Rock
This is it. This is the real definition of wealth, freedom and flexibility.
29. People say, ‘I want to be rich.’ The question is, ‘Are you willing to do what it takes? –Robert Kiyosaki
Everyone wants results. Few want the process. Separate yourself by embracing the work.
Short Making Money Quotes
Sometimes the best wisdom comes in bite-sized pieces. These short quotes deliver maximum impact in minimum words.
1. Never depend on a single income. Make investments to create a second source. –Warren Buffett
Income diversification isn’t optional; it’s a survival strategy. One job, one client, one revenue stream? That’s financial fragility.
2. Money is a defence. –Ayo Williams
Money protects you from emergencies, exploitation, and bad situations. It’s armour in an expensive world.
3. Money grants access. –Anonymous
Opportunities, experiences, education, healthcare, connections, and money open doors. Pretending otherwise is naive.
4. Broke is a temporary condition; poor is a state of mind. –Sir Richard Francis Burton
You can fix broke. You can’t fix a poor mindset without first recognising it’s the real problem.
5. The best way to become a billionaire is to help a billion people. –Peter Diamandis
Scale equals wealth. Solve problems for millions, earn millions.
6. Time is money. –Anonymous
Cliché but true. Every hour has a dollar value. Spend it wisely.
7. Money does not buy you happiness, but lack of money certainly buys you misery. –Daniel Kahneman
Research shows money improves happiness up to about $75K annually (covering basic needs), then plateaus. But being broke? That’s consistently miserable.
8. Wealth is the ability to fully experience life. –Henry David Thoreau
Real wealth isn’t the bank balance; it’s having the resources to live authentically and fully.
9. Earn with your mind, not your time. –Naval Ravikant
Knowledge work scales. Time work doesn’t. Build mental leverage.
10. Never stand begging for that which you have the power to earn. –Miguel de Cervantes
Self-reliance beats dependency. Earn your way instead of hoping for handouts.
11. Money isn’t everything…but it ranks right up there with oxygen. –Rita Davenport
Idealists hate this quote. Realists nod in agreement. Money might not be everything, but try living without it.
12. It is better to have a permanent income than to be fascinating. –Oscar Wilde
Charisma doesn’t pay bills. Reliable income does. Be both if you can, but prioritise substance over style.
13. You get rich via equity, not salary. –Sam Altman
Ownership builds wealth. Employment provides income. Big difference.
14. It’s amazing how fast later comes when you buy now. –Milton Berle
Credit card debt in one sentence. That “buy now, pay later” becomes “paying forever” real quick.
15. A sign of wealth: No longer needing an alarm clock to wake up. –Greg Isenberg
True wealth is autonomy over your schedule. That’s the goal.
16. The less money you have, the less you worry. –George Orwell
Counterintuitive but sometimes true. Simple living has psychological benefits.
17. Money grows on the tree of persistence. –Japanese Proverb
Consistency compounds. Keep watering that tree.
18. The more you learn, the more you earn. –Warren Buffett
Direct correlation. Education equals earning power.
19. Invest before spending. –Jim Rohn
Pay yourself first. Everything else is secondary.
20. It’s easy to say you don’t care about money when you have plenty of it. –Ransom Riggs
Rich people who claim money doesn’t matter? Easy to say from a mansion. Most people need to care about money because they need more of it.
21. All money is a matter of belief. –Adam Smith
Currency only works because we collectively believe in it. Fascinating when you think about it.
22. Lack of money is the source of evil. –George Bernard Shaw
Controversial take on the biblical quote. Shaw argues that poverty, not money itself, creates desperate behaviour.
23. Money is Freedom. –Horace Walpole
Four words. Pure truth.
24. People who don’t respect money don’t have any. –J. Paul Getty
Treat money carelessly, and it leaves. Respect it, and it stays.
25. If you don’t find a way to make money while you sleep, you will work until you die. –Warren Buffett
Passive income isn’t a luxury; it’s a necessity for financial freedom.
26. Money was made for the free-hearted and generous. –John Ray
An abundance mindset attracts abundance. Scarcity mindset repels it.
27. Nothing but money is sweeter than honey. –Benjamin Franklin
Franklin loved his money metaphors. This one’s cheeky but true.
28. A penny saved is a penny earned. –Benjamin Franklin
Classic Franklin wisdom. Saving is earning in disguise.
29. Money can’t buy happiness, but it certainly lets you choose your own form of misery. –Groucho Marx
Dark humour with truth. Rich people have problems too, just different, often more manageable ones.
30. It takes money to make money. –Warren Buffett
You need capital to invest. Start small, reinvest profits, and compound over time.
Get Money Quotes
These quotes focus on actively pursuing wealth and making strategic moves to increase your income.
1. The rich invest their money and spend what is left; the poor spend their money and invest what is left. –Jim Rohn
This is wealth-building 101. Flip the script. Invest first, spend second.
2. The only difference between a rich person and a poor person is how they use their time. –Robert Kiyosaki
Time allocation determines financial outcomes. Rich people buy time. Poor people sell time.
3. If you want to know what a man is really like, take notice of how he acts when he loses money. –Simone Weil
Loss reveals character. Do you panic, learn, or adapt? Your response determines future success.
4. Money can’t buy happiness, but it will certainly get you a better class of memories. –Ronald Reagan
Experiences cost money. Quality healthcare costs money. Education costs money. Yeah, money doesn’t directly buy happiness, but it buys the things that create happy memories.
5. Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort. –Franklin D. Roosevelt
The process of building wealth is often more satisfying than the wealth itself. Enjoy the journey.
6. Money was never a big motivation for me, except as a way to keep score. The real excitement is playing the game. –Donald Trump
Once basics are covered, money becomes a metric of impact and effectiveness rather than a survival necessity.
7. If you can get paid for doing what you love, every paycheck is a bonus. –Oprah Winfrey
Find work that would engage you even without payment, then figure out how to get paid well for it.
8. Money won’t create success; the freedom to make it will. –Nelson Mandela**
Economic freedom creates opportunity. Mandela understood that systemic barriers to wealth creation are the real problem, not money itself.
9. Rich people are committed to being rich. Poor people want to be rich. –T. Harv Eker
Wanting versus committing. Huge difference. Commitment means daily action regardless of how you feel.
10. If you cannot control your emotions, you cannot control your money. –Warren Buffett
Emotional spending, panic selling, and FOMO investing all destroy wealth. Master your psychology, master your finances.
11. Make your goal more than money. Make it about helping people and creating a better future. –Maxime Lagace
Purpose-driven wealth is sustainable. Pure greed burns out or corrupts you.
12. If you don’t get serious about your money, you will never have serious money. –Grant Cardone
Casual approach equals casual results. Want serious wealth? Get serious about managing it.
13. Making money is common sense. It’s not rocket science. But unfortunately, when it comes to money, common sense is uncommon. –Robert Kiyosaki
The principles are simple. Execution is where most people fail. Spend less than you earn. Invest the difference. Compound over time. Basic stuff that most people don’t do.
14. To save money, you must eliminate your wants. –Henry David Thoreau
Minimalism as a financial strategy. The fewer things you want, the easier it is to save.
15. It is a kind of spiritual snobbery that makes people think they can be happy without money. –Albert Camus
Harsh but honest. Financial stress destroys happiness. Acting like money doesn’t matter is a privilege or a delusion.
16. If you were wealthy, think of saving as well as getting. –Ben Franklin
Earning is half the equation. Retention is the other half. Both matter equally.
17. When a fellow says it ain’t the money but the principle of the thing, it’s the money. –Artemus Ward
People lie about money motivations all the time. Usually, it’s about the money. Be honest with yourself.
18. Money is good for nothing unless you know the value of it by experience. –P.T. Barnum
You don’t appreciate money until you’ve earned it, lost it, and rebuilt it. Experience teaches value.
19. The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind. –T.T. Munger
Saving money develops character traits that extend beyond finance, discipline, patience, planning, and delayed gratification.
20. Money may not buy happiness, but I’d rather cry in a Jaguar than on a bus. –Françoise Sagan
Controversial but funny. Problems exist at every income level, but comfortable problems beat desperate ones.
21. A simple fact that is hard to learn is that the time to save money is when you have some. –Joe Moore
People think they’ll save when they earn more. Wrong. Save now, whatever the amount. Build the habit before the stakes get higher.
22. Success is not the result of making money; earning money is the result of success, and success is in direct proportion to our service. –Earl Nightingale
Flipped causation. Success (providing value) creates money, not the other way around.
23. Like Warren, I had a considerable passion to get rich, not because I wanted Ferraris – I wanted the independence. I desperately wanted it. –Charlie Munger
Financial independence is the real prize. The lifestyle stuff is secondary. Freedom to say no, freedom to choose, that’s what wealth really buys.
24. Wealth does not make people happy, but positive increases in wealth may. –Nassim Nicholas Taleb
It’s not the amount, it’s the trajectory. Progress feels good. Stagnation feels bad. Keep improving your financial situation, even incrementally.
25. 99% of all problems can be solved by money, and for the other 1%, there’s alcohol. –Quentin R. Bufogle
Dark humour, but there’s truth here. Most practical problems have financial solutions. Not all problems, but most.
26. Remember that the only purpose of money is to get you what you want, so think hard about what you value and put it above money. –Ray Dalio
Money is a tool, not a goal. Figure out what you actually want from life, then use money strategically to get it.
Final Thoughts
Let’s bring this home: money matters. You need it for survival, comfort, and eventually freedom, time, choices, and peace of mind. Anyone saying otherwise isn’t being honest.
These quotes aren’t fluff; they’re distilled wisdom from people who mastered wealth. Wealth is mindset first, tactics second. Fix how you think about money, and your results follow.
Pick one principle that hit you hardest and act on it this week. Wealth isn’t built by reading, it’s built by doing. Your financial future starts today… Your move.
